How MINTIT, A Top Mutual Funds App, Personalises Your Investment Journey

Nov 17, 2025
How MINTIT, A Top Mutual Funds App, Personalises Your Investment Journey - MINTIT

There’s something both exciting and intimidating about starting your investment journey. You open a mutual fund platform, see thousands of funds— large-cap, mid-cap, hybrid, debt, flexi-cap and suddenly, it feels like learning a new language.

We all have been there believing that investing in more funds meant playing safe. Turns out to be losing in too many tabs, too many schemes, and too little clarity. That’s when you realise, investing shouldn’t feel like guessing. It should feel like you.

That’s exactly what our MINTIT aims to do, make investing personal. MINTIT, India’s dedicated Mutual Fund Platform, caters to your personalised goals and accompanies you to achieve your financial milestones.

Depending on your risk profile, the tech-based MINTIT platform precisely suggests tailored investing plans to achieve your goals through best suited mutual funds. Sign up to MINTIT now and start your mutual funds investment journey under professional guidance.

Why One-size-fits-all Never Works

We often look at what others are investing in like a friend’s SIP screenshot, a trending fund, or a “Top 5 funds to buy now” video and think, maybe I should try that too.

But your goals, your income, and your risk appetite aren’t the same as theirs.

Someone saving for their wedding in two years can’t follow the same plan as someone saving for retirement in twenty years.

One wants liquidity and short-term stability, while the other needs long-term growth and compounding magic. That’s why a personalised plan matters, which MINTIT offers. Because in investing, your “why” shapes your “how.” With a monthly systematic investment plan, your approach fits your story, not someone else’s.

How MINTIT Understands You

The moment you start your monthly SIP in mutual fund journey on our app, it gets to know you - just like a trusted advisor would.

  • MINTIT analyses your age, income, and risk appetite basically how much risk you’re actually comfortable with.
  • Then, MINTIT helps you define your goals - are you planning a vacation, saving for your first car, or building a down payment for your house?
  • Once you set your goal and also your expected returns, it recommends a carefully curated set of mutual funds that fit your timeline and comfort zone.

No more endless fund lists. No more random diversification. Just a clear, realistic plan that fits you perfectly.

Say Bye To Mess With MINTIT

Let’s say you start your first SIP with Rs 1,000. You open an app and invest in Rs 4–5 funds like large-cap, mid-cap, ELSS, or hybrid because you’ve heard “diversify your portfolio.”

But here’s the truth; that’s not diversification, that’s confusion. Our app avoids that trap. It suggests just the right number of funds, typically three to four that truly complement each other. Each fund serves a purpose, ensuring your money is not scattered but strategically placed.

Pre-defined Goals

Every investment should start with a goal. For first-time investors, it could be small dreams - a new phone, a laptop, maybe your first bike. For others, it might be a car, a wedding, or a home.

Whatever your goal is, MINTIT helps you align your SIPs to it. You simply select your purpose and timeline and we do the math magic. You’ll know exactly how much to invest monthly, where to invest, and what to expect.

And it’s not about unrealistic expectations either. You can’t make Rs 1 crore by investing Rs 2,000 a month for 2 years and our app tells you that honestly. MINTIT builds consistency, discipline, and trust in your financial journey through its investment SIP plan recommendations.

SIP, Lumpsum, or Both: Personalisation Matters

Not everyone wants to invest the same way. Some prefer regular SIPs; others have lump-sum savings waiting to grow or some want the combination of both.

MINTIT personalises both whether it’s investing Rs 1,00,000 once or Rs 2,000 every month.

You can even combine them: invest your lump sum now and continue with SIPs, our app will guide you on how to balance both effectively. Because personalisation isn’t about rules, it’s about options that work for you.

Three journeys, three examples:

Investors

Goals

Duration

Fund Type

Aradhya, 25

Buy a car

5 years

Hybrid Funds

Neha, 30

Wedding

2 years

Debt Funds

Rajat, 35

Child’s education

10 years

Equity Funds

See how different each plan is? That’s what personalisation means - no copy-paste portfolios, just custom journeys.

Your Goals Are Personal

Investing isn’t about chasing trends. It’s about building a future that feels yours. MINTIT doesn’t just help you invest but it helps you plan, balance, and grow, one step at a time.

Whether you’re saving for your dream vacation or your dream home, we make sure your path is simple, clear, and uniquely you. After all, your goals are personal, hence investments should be too.

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