Explore Top International Funds on MINTIT
Expand your horizons with MINTIT's curated selection of International Funds. Discover opportunities across the globe, with funds spanning diverse markets and regions. MINTIT provides the tools to compare funds, analyse their potential, and make informed investment choices. Start your international investing journey now!

USA & Indian Mutual Funds: A Brief Overview
Indian investors can tap into the thriving US market through dedicated international mutual funds. These funds invest in US stocks, bonds, or a mix of assets, offering exposure to some of the world's leading companies and diverse industries.
1. Why invest in the US?
- Diversification: Reduce your portfolio's overall risk by spreading investments across different countries and economies.
- Growth Potential: The US market has a history of long-term growth, with many innovative and well-established companies.
- Currency Appreciation: Potential gains from the appreciation of the US dollar against the Indian rupee.
2. Which funds are related to this market?
Many Indian fund houses offer US-focused funds. Some popular options include:
- Funds tracking US indices like the S&P 500 or Nasdaq 100.
- Funds investing in specific US sectors like technology or healthcare.
- Funds with broader exposure to US equities.
You can explore and compare these funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- For most investors, mutual funds are a more convenient and diversified way to invest in the US market.
- Direct investing requires more knowledge, research, and higher capital.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific US index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We provide a seamless platform for investing in various mutual funds, including those focused on the US market.
6. Is there a lock-in period or minimum investment?
- Most US-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, often starting from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There is no maximum limit on investing in these funds, but remember to diversify your overall portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your risk tolerance, investment goals, and overall portfolio strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the US market has delivered good long-term returns, but past performance is not indicative of future results.
10. What is the ideal time horizon for such funds?
Consider a long-term investment horizon of 5-10 years or more to potentially benefit from market fluctuations and the power of compounding.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios beyond India.
- Those seeking potential long-term growth opportunities.
- Individuals comfortable with the risks associated with international investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Diversification
- Growth Potential
- Currency Appreciation
- Professional Management
Disadvantages:
- Market Volatility
- Currency Risk
- Regulatory Changes
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to take the next step?
Start your international investing journey with MINTIT today!
European & Indian Mutual Funds: A Gateway to Global Diversification
Indian investors can access the diverse European market through international mutual funds. These funds invest in stocks of companies based in various European countries, offering exposure to different sectors and industries, from established giants to innovative startups.
1. Why invest in Europe?
- Diversification: Expand your portfolio beyond India and the US to reduce risk.
- Established Economies: Access stable, developed markets with potential for long-term growth.
- Unique Opportunities: Invest in sectors and industries with strengths specific to European economies.
- Currency Potential: Benefit from potential appreciation of Euro against Indian rupee.
2. Which funds are related to this market?
Several Indian fund houses offer European-focused funds. Some popular options include:
- Funds tracking broad European indices like the MSCI Europe Index.
- Funds investing in specific European countries like Germany, France, or the UK.
- Funds with thematic focuses like technology, healthcare, or sustainability in Europe.
Explore and compare these funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the European market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific European index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We make it simple to invest in a wide range of mutual funds, including those focused on the European market.
6. Is there a lock-in period or minimum investment?
- Most European-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the European market has grown steadily, but past performance doesn't guarantee future results.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially ride out market fluctuations and benefit from compounding returns.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals seeking exposure to established European companies and economies.
- Those comfortable with the risks associated with international investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Diversification
- Access to Established Economies
- Unique Investment Opportunities
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Currency Risk
- Regulatory Changes
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to explore Europe?
Download the MINTIT app now and start building a globally diversified portfolio!
China & Indian Mutual Funds: Tapping into Asia's Growth Engine
Indian investors can access the dynamic Chinese market through international mutual funds. These funds invest in stocks of companies based in China, offering exposure to the world's second-largest economy and a diverse range of sectors, from technology giants to consumer-focused businesses.
1. Why invest in China?
- Growth Potential: China's economy has experienced rapid growth in recent decades, with significant potential for further expansion.
- Diversification: Expand your portfolio beyond India and other markets to reduce overall risk.
- Emerging Opportunities: Tap into new sectors and industries that are uniquely thriving in China's evolving landscape.
- Currency Potential: Benefit from the potential appreciation of the Chinese yuan against the Indian rupee.
2. Which funds are related to this market?
Several Indian fund houses offer China-focused funds. Some popular options include:
- Funds tracking broad Chinese indices like the CSI 300 Index or the Hang Seng Index.
- Funds investing in specific Chinese sectors like technology, healthcare, or consumer goods.
- Funds with broader exposure to Chinese equities, both large-cap and small-cap.
Explore and compare these funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the Chinese market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific Chinese index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We provide a seamless platform for investing in various mutual funds, including those focused on the Chinese market.
6. Is there a lock-in period or minimum investment?
- Most China-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but it's essential to maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the Chinese market has offered attractive growth, but past performance doesn't guarantee future results.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially navigate market volatility and capitalise on China's long-term growth prospects.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals seeking exposure to the growth potential of the Chinese economy.
- Those comfortable with the risks associated with emerging market investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Growth Potential
- Diversification
- Emerging Opportunities
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Political and Regulatory Risks
- Currency Risk
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to tap into China's potential?
Download the MINTIT app now and explore investment opportunities.
Asia Pacific & Indian Mutual Funds: Unlocking Diverse Growth Potential
Indian investors can tap into the dynamic Asia Pacific market through international mutual funds. These funds invest in stocks of companies based across the diverse Asia Pacific region, including countries like Japan, Australia, South Korea, and more. They offer exposure to a wide range of sectors and industries, from established manufacturers to cutting-edge technology companies.
1. Why invest in the Asia Pacific?
- Growth Potential: The Asia Pacific region is home to some of the world's fastest-growing economies, offering significant potential for capital appreciation.
- Diversification: Expand your portfolio beyond India and other markets to reduce overall risk.
- Diverse Opportunities: Access a broad range of industries and sectors, including technology, manufacturing, healthcare, and consumer goods.
- Currency Potential: Benefit from the potential appreciation of various Asian currencies against the Indian rupee.
2. Which funds are related to this market?
Numerous Indian fund houses offer Asia Pacific-focused funds. Some popular options include:
- Funds tracking broad Asia Pacific indices like the MSCI Asia Pacific Index.
- Funds investing in specific countries like Japan, Australia, or South Korea.
- Funds with thematic focuses like technology, infrastructure, or consumer trends in the region.
Explore and compare these funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the Asia Pacific market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific Asia Pacific index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We provide a seamless platform for investing in various mutual funds, including those focused on the Asia Pacific market.
6. Is there a lock-in period or minimum investment?
- Most Asia Pacific-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but it's important to maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the Asia Pacific market has offered attractive growth, but past performance doesn't guarantee future results.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially navigate market volatility and capitalise on the region's long-term growth potential.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals seeking exposure to the growth potential of various Asia Pacific economies.
- Those comfortable with the risks associated with emerging and developed market investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Growth Potential
- Diversification
- Diverse Opportunities
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Political and Regulatory Risks
- Currency Risk
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to explore the diverse opportunities in the Asia Pacific market?
Download the MINTIT app now and start building a globally diversified portfolio!
Brazil & Indian Mutual Funds: Investing in Latin America's Giant
Indian investors can access the vibrant Brazilian market through international mutual funds. These funds invest in stocks of companies based in Brazil, the largest economy in Latin America, offering exposure to diverse sectors like finance, energy, agriculture, and consumer goods.
1. Why invest in Brazil?
- Growth Potential: Brazil boasts a large and growing economy with significant untapped potential.
- Resource Rich: The country is abundant in natural resources like oil, iron ore, and agricultural products, contributing to its economic strength.
- Diversification: Expand your portfolio beyond India and other markets to reduce overall risk.
- Currency Potential: Benefit from the potential appreciation of the Brazilian real against the Indian rupee.
2. Which funds are related to this market?
Several Indian fund houses offer Brazil-focused funds. Some popular options include:
- Funds tracking the Brazilian stock market index, like the Bovespa Index.
- Funds investing in specific Brazilian sectors like energy, finance, or consumer goods.
- Funds with broader exposure to Brazilian equities, both large-cap and small-cap.
Explore and compare these funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the Brazilian market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific Brazilian index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We provide a seamless platform for investing in various mutual funds, including those focused on the Brazilian market.
6. Is there a lock-in period or minimum investment?
- Most Brazil-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but it's important to maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the Brazilian market has offered significant growth potential, but also comes with higher volatility.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially navigate market cycles and benefit from Brazil's long-term growth prospects.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals seeking exposure to the growth potential of the Brazilian economy and its diverse sectors.
- Those comfortable with the risks associated with emerging market investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Growth Potential
- Diversification
- Resource-Rich Economy
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Political and Regulatory Risks
- Currency Risk
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to explore the potential of Brazil's dynamic market?
Download the MINTIT app now and start building a globally diversified portfolio!
Taiwan & Indian Mutual Funds: Investing in the Heart of Technology
Indian investors can access the robust Taiwanese market through dedicated international mutual funds. These funds invest in stocks of Taiwan based companies, known as a global technology hub and a leader in semiconductor manufacturing.
1. Why invest in Taiwan?
- Technology Powerhouse: Taiwan is at the forefront of the global technology industry, with a strong focus on semiconductors and electronics.
- Growth Potential: Taiwan's economy has consistently shown strong growth, driven by innovation and exports.
- Diversification: Expand your portfolio beyond India and other markets to reduce overall risk.
- Currency Potential: Benefit from the potential appreciation of the New Taiwan dollar against the Indian rupee.
2. Which funds are related to this market?
Some Indian fund houses offer Taiwan-focused funds. A popular option is:
- Nippon India Taiwan Equity Fund: Tracks the Taiwanese stock market index (TAIEX).
- Explore and compare Taiwan-focused funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the Taiwanese market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track a specific Taiwanese index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We make it simple to invest in a wide range of mutual funds, including those focused on the Taiwanese market.
6. Is there a lock-in period or minimum investment?
- Most Taiwan-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but remember to maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the Taiwanese market has offered solid growth, but past performance doesn't guarantee future results.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially navigate market volatility and capitalise on Taiwan's growth potential.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals looking for exposure to the global technology sector, particularly semiconductors.
- Those comfortable with the risks associated with international investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Technology Sector Focus
- Growth Potential
- Diversification
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Geopolitical Risks
- Currency Risk
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to invest in the future of technology?
Download the MINTIT app now and explore investment opportunities in Taiwan's thriving market!
Hang Seng Market & Indian Mutual Funds: Investing in a Key Asian Financial Hub
Indian investors can tap into the Hong Kong stock market through international mutual funds focused on the Hang Seng Index. This index represents the performance of the largest companies listed on the Hong Kong Stock Exchange, offering exposure to diverse sectors like finance, real estate, technology, and consumer goods.
1. Why invest in the Hang Seng market?
- Financial Hub: Hong Kong is a major global financial centre, known for its open economy and strong regulatory framework.
- Diversification: Expand your portfolio beyond India and other markets to reduce overall risk.
- Unique Opportunities: Gain exposure to Chinese companies listed in Hong Kong, along with leading local businesses.
- Currency Potential: Benefit from potential appreciation of Hong Kong dollar against the Indian rupee.
2. Which funds are related to this market?
Some Indian fund houses offer Hang Seng-focused funds. A popular option is:
- Mirae Asset Hang Seng TECH ETF: Tracks the Hang Seng TECH Index, which focuses on technology companies listed in Hong Kong.
Explore and compare Hang Seng-focused funds on the MINTIT app.
3. Should I invest directly or through a mutual fund?
- Mutual funds offer a more convenient and diversified way to invest in the Hang Seng market for most investors.
- Direct investing requires more expertise, research, and a larger investment.
4. How are these funds managed and invested?
- Index Funds: Passively track the Hang Seng Index, aiming to replicate its performance.
- Actively Managed Funds: Fund managers actively select stocks based on research and market insights, potentially including companies beyond the Hang Seng Index constituents.
5. How can I invest in these funds?
Easily invest through the MINTIT app! We make it simple to invest in a wide range of mutual funds, including those focused on the Hang Seng market.
6. Is there a lock-in period or minimum investment?
- Most Hang Seng-focused funds in India don't have lock-in periods.
- Minimum investment amounts can vary, but usually start from ₹500 or ₹1,000.
7. Maximum limit to such funds?
There's no maximum limit for investing in these funds, but remember to maintain a balanced and diversified portfolio.
8. What percentage of my portfolio should I invest in such funds?
This depends on your individual risk tolerance, financial goals, and overall investment strategy. A financial advisor can help determine a suitable allocation.
9. What is the average return on such funds?
Returns vary by specific fund and market conditions. Historically, the Hang Seng market has experienced both ups and downs, with potential for significant growth over the long term.
10. What is the ideal time horizon for such funds?
A long-term investment horizon of 5-10 years or more is recommended to potentially navigate market volatility and capitalise on the Hang Seng market's growth potential.
11. Who should invest in such funds?
- Investors seeking to diversify their portfolios geographically.
- Individuals seeking exposure to the Hong Kong and Chinese economies.
- Those comfortable with the risks associated with international investments.
12. What is the taxation applicable on such funds?
As per the budget released on July 23, 2024:
- Short-term Capital Gains (STCG): If you sell your mutual fund units under this category within two years of purchase, the gains are considered STCG and are taxed as per your income tax slab.
- Long-term Capital Gains (LTCG): If you sell your mutual fund units under this category after two years of purchase, the gains are considered LTCG and are taxed at 12.5%.
Scheme Category | Date of Investment | STCG (Earlier) | STCG (Now) | Holding Period for LTCG (Earlier) | Holding Period for LTCG (Now) | LTCG (Earlier) | LTCG (Now) |
---|---|---|---|---|---|---|---|
FoF (Gold/Silver/Passive Flexicap/Asset Allocator) & International Fund (wef 1st Apr'23) | Before April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | 20% (with indexation) | 12.50% |
After April 1, 2023 | As per slab rates | As per slab rates | 36 months | 24 months | NA | 12.50% |
13. Advantages and Disadvantages of such funds:
Advantages:
- Access to Key Financial Hub
- Diversification
- Growth Potential
- Currency Potential
- Professional Management
Disadvantages:
- Market Volatility
- Political and Regulatory Risks
- Currency Risk
- Tax Implications
14. What shall be the Exit Load?
Exit loads vary from fund to fund, to know more about them, it is advisable to read scheme related documents.
15. Want to know more about Mutual Funds?
Ready to invest in the heart of Asia's financial world? Download the MINTIT app
now and explore investment opportunities in the Hang Seng market!