You Don’t Need To Track The Market Daily, Trust Our Mutual Funds App

If you’ve ever checked the market before your morning coffee, again during lunch, and one last time before sleeping then welcome to the club of anxious investors.

The constant refresh, the sudden red numbers, the quick green spikes, it feels like you’re in control, but in reality, you’re just reacting. This behaviour feels responsible, even diligent. But in truth, tracking the market daily doesn’t make you a better investor.

The market is a reflection of constant change. Every market fluctuation looks dramatic when seen up close. The Sensex can fall 300 points in a day and rise 500 the next. But zoom out a little, and you’ll realize that these short-term movements barely matter in the larger picture.

Take the Sensex, for instance. Between 2013 and 2023, the Sensex grew from around 19,000 to over 66,000 points - a rise of nearly 250%. Did it happen in a straight line? Not even close. There were corrections, crashes, rallies, and recoveries. But those who stayed invested benefitted far more than those who tried to time every dip and peak. That’s the first truth: long-term consistency beats daily panic.

A 2023 study found that the average investor underperforms the market by about 1.5–2% annually, purely because of emotional trading. So if you’re feeling the urge to open your investment app again, remind yourself: real growth happens in patience, not in panic. The antidote is simple yet powerful: less watching, more trusting.

Systematic Investment Plans (SIPs) are the perfect solution for those who don’t wish to get caught in market noise. Through a monthly systematic investment plan, you invest a fixed amount practicing rupee cost averaging, regardless of market highs or lows.

As per AMFI data, SIP inflows reached a record Rs 29,361 crore in September 2025, highlighting that investors are increasingly adopting a disciplined, long-term approach over short-term speculation. So if you have an investment SIP plan running, you’re already ahead and investing smartly without getting trapped in the noise of daily movements.

Warren Buffett once said, “The stock market is designed to transfer money from the active to the patient.” That’s not just a quote, it’s an investing truth backed by data. That’s why when you choose a monthly SIP in mutual fund, your consistency trumps the timing.

Let’s take an example:

If someone had invested Rs 10,000 every month in an equity mutual fund over the last 10 years, their total investment would be Rs 12 lakh. By 2025, this would have grown to nearly Rs 24 lakh, assuming a CAGR of around 12% and that’s without checking the market once a day.

Financial news thrives on urgency: “Markets Crash 600 Points!” or “Nifty Hits Record High!” But these headlines serve excitement, not insight. Instead of following every headline, focus on your financial goal. Your investment horizon matters far more than a day’s market movement.

When you invest through SIPs, you’re not directly buying and selling stocks everyday, that’s your fund manager’s job. Their job is to track markets, rebalance portfolios, and make informed decisions. Your job? To stay consistent.

Because your wealth doesn’t grow daily. It grows quietly through compounding. With compounding, SIPs create exponential returns in the long-term. That’s why long-term consistency is the real key to financial freedom.

Over 15–20 years, compounding turns exponential. Let’s break this down simply-

Imagine tracking the market every single day during these 20 years. Would you really stay calm through every correction, crash, and rally? Probably not, most investors panic and break their own compounding cycle. So instead of reacting to every Sensex move or Nifty dip, focus on what truly matters, time in the market, not timing the market.

Since tracking the market is the job of a fund manager, suggesting right mutual funds is the job of a trusted mutual fund advisor. MINTIT, India’s dedicated top mutual fund app, caters to your personalised goals and accompanies you to achieve your financial milestones.

Depending on your profile its tech-based platform precisely suggests tailored investing plans to achieve your goals through best suited mutual funds. So, Sign up to MINTIT now and start your mutual funds investment journey under professional guidance.